Your financial partner for business growth. business growth·lower taxes·cleaner books·real clarity·

The big ones: partnership and S-corporation returns are due March 15, while C-corporation and personal returns are due April 15. Quarterly estimated payments fall in April, June, September, and January. Payroll filings run quarterly, and 1099s and W-2s go out by January 31. Florida adds its own calendar for sales tax and tangible personal property returns. As a monthly client, you never have to track these yourself, we build your deadlines into our calendar and file ahead of time.

Bookkeeping is recording what happened, categorizing transactions, reconciling bank accounts, keeping the ledger current and accurate. Accounting is interpreting it, producing financial statements, applying the right accounting methods, spotting trends, and turning the numbers into decisions and tax strategy. You need both: bookkeeping without accounting gives you tidy data nobody uses, and accounting without solid bookkeeping is analysis built on sand. Our monthly service combines the two so your numbers are both accurate and actually useful.

A fractional CFO gives you executive-level financial leadership, forecasting, pricing strategy, cash management, lender relationships, and decision support, for a fraction of a full-time hire's cost. The signals you are ready: revenue has outgrown your ability to steer by bank balance, you face decisions like expansion, large equipment, or new locations, you are preparing for financing, or you are profitable on paper while chronically tight on cash. Bookkeeping tells you what happened; a CFO helps you decide what happens next.

Open it, read it, and note the deadline, the worst response is the drawer. Most notices are narrower than they feel: a proposed change, a balance inquiry, a request for one document. Do not call the IRS unprepared or pay a proposed amount just to make it stop, because proposed figures are frequently wrong. Send us a copy through our secure portal; we will translate what it actually says, verify whether the IRS is even correct, and respond within the deadline on your behalf.

It comes down to control. If you direct how, when, and where someone works, provide their tools, and they work primarily for you, they are likely an employee, meaning payroll taxes, withholding, and possibly benefits. A genuine contractor runs their own business, controls their own methods, and typically serves multiple customers. Misclassifying employees as contractors is one of the most expensive mistakes a small business can make, because back taxes and penalties land entirely on you. When in doubt, ask before you hire.

They differ in the level of assurance the CPA provides. A compilation presents your numbers in proper financial statement form with no assurance expressed, quick and economical. A review adds analytical procedures and inquiries, giving limited assurance that nothing significant appears misstated. An audit is the deepest level: verification of balances, testing of controls, and confirmation with outside parties, producing an opinion. Cost and effort rise at each level, so the right choice is whatever your lender, surety, or investor actually requires.