Services
Financial Statements That Tell the Whole Story
Your financial statements introduce your business before you ever walk into the room.
Sooner or later, someone important asks for your financials: a banker weighing a credit line, a bonding agent setting your capacity, a landlord vetting a lease, a potential buyer kicking tires. What you hand them shapes their answer. Statements pulled raw from QuickBooks, with negative payroll liabilities and a balance sheet that has not balanced since 2021, tell a story too, and it is not one that gets loans approved.
Integris Accounting prepares financial statements that hold together under professional review. We correct classifications, tie every balance to support, present the statements in proper form on the appropriate basis of accounting, and make sure the balance sheet, income statement, and cash flow statement reconcile with each other. Whether the statements are for a lender, a partner, or your own management, they leave our Coral Gables office ready to be believed.
Who this is for
Statement preparation serves South Florida businesses facing outside scrutiny or seeking internal clarity: contractors submitting financials to sureties, distributors and trucking companies maintaining bank credit lines, medical practices preparing for partnership changes, and real estate investors reporting to lenders and partners. It is equally valuable for owners who simply want to know, with certainty, what their company actually looks like on paper.
Why clients choose this
- Statements lenders take at face value
- A balance sheet that finally balances to support
- Clear view of margins by period
- Faster responses to financial information requests
- Confidence in the numbers you sign
Ready to get started?
Hand your next lender statements that answer questions instead of raising them. Call (305) 497-0552.
Schedule a strategy sessionWhat's included
What you get
Balance sheet preparation
Assets, liabilities, and equity presented accurately, with loan balances tied to statements and equity accounts that actually roll forward correctly.
Income statement preparation
Revenue and expenses organized to show real operating performance, with margins visible at the level your industry manages by.
Statement of cash flows
The report most owners never see, showing where cash came from and went, and why profit and bank balance rarely match.
Basis-of-accounting guidance
We help you choose between cash, accrual, and tax-basis presentation depending on who will read the statements and what they require.
Period comparisons
Side-by-side presentation against prior periods turns a snapshot into a trend, which is what serious readers actually study.
Reader-ready formatting
Statements are delivered in a clean, professional format appropriate for banks, sureties, landlords, and investors.
How it works
The engagement, step by step
Step
Books evaluation
We review the underlying records first, because statements are only as strong as the ledger beneath them.
Step
Adjustments and tie-out
Balances are corrected, classified properly, and tied to supporting documents such as loan statements and payroll reports.
Step
Preparation and delivery
Statements are assembled in professional form, walked through with you, and delivered securely for whoever needs them.
FAQ
Financial Statements, common questions
Are these audited financial statements?
No, and it is an important distinction. These are professionally prepared statements without an assurance opinion attached. If a lender or contract requires assurance, we offer compilation and review engagements at defined levels, and we will help you confirm exactly which level the requesting party needs before you pay for more than necessary.
Can I just send the reports QuickBooks generates?
You can, but experienced readers spot raw software output instantly: misclassified balances, stale reconciliations, equity that never rolls forward. Those flaws undermine your credibility even when the business itself is healthy. CPA-prepared statements remove that doubt before it forms.
How often should statements be prepared?
It depends on the audience. Banks and sureties often want them annually or quarterly, while management gets far more value from a monthly package. Many clients handle this through our monthly accounting engagement, which produces statements continuously instead of as a special project.
What is tax-basis versus GAAP presentation?
GAAP follows formal accounting standards and is what some lenders and sureties require. Tax-basis statements follow the same rules as your tax return, which is simpler and often cheaper to maintain. We will identify what your readers require and prepare accordingly, rather than defaulting to more complexity than you need.
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Let's talk about financial statements
One conversation with a CPA who knows your industry can change the trajectory of your year. Schedule a strategy session, bring your questions, your last return, and thirty minutes.