Services
Fractional CFO Services for Growing Companies
You do not need a full-time CFO. You need CFO-level thinking, on the days it matters.
Somewhere between two million and twenty million in revenue, a business starts asking questions its bookkeeper cannot answer. Which service line actually makes money? Can we afford the second location? Why does profit keep climbing while the bank account does not? A full-time CFO who can answer those questions commands an executive salary most growing companies cannot justify, so the questions go unanswered and decisions get made on nerve alone.
Our fractional CFO engagement gives you that senior financial voice at a fraction of the cost of hiring one. Edgar Gomez brings an MBA, a Big Four foundation, and twenty-plus years advising owner-operated companies to a structured monthly rhythm: forecasting, margin and pricing analysis, cash strategy, and preparation for lenders or investors. You get the thinking of a boardroom without adding a seat to your payroll, backed by a firm that already understands your books.
Who this is for
Fractional CFO work fits companies across South Florida that have real complexity but not CFO-level headcount: construction firms managing bonding capacity and job margins, logistics operators with fleet economics, distributors watching inventory turns, growing medical groups, law firms, and agencies scaling past the founder's span of control. If you are between roughly two and twenty million in revenue and steering by instinct, this engagement changes how you run the company.
Why clients choose this
- Executive financial insight without the executive salary
- Growth decisions backed by models, not gut feel
- Stronger footing in every lender conversation
- Early warning on margin and cash trends
- An experienced sounding board on call
Ready to get started?
Bring senior financial leadership into your next big decision. Call (305) 497-0552 to scope a fractional CFO engagement.
Schedule a strategy sessionWhat's included
What you get
Rolling financial forecasts
We build and maintain forward-looking models of revenue, expenses, and cash so you see the next two quarters before you live them.
Margin and pricing analysis
We break profitability down by job, service line, or customer segment, exposing where money is really made and where pricing needs courage.
KPI dashboard and monthly review
A concise set of indicators tailored to your industry, reviewed together each month so trends get acted on early.
Banking and capital support
We prepare lender packages, model debt scenarios, and sit beside you in financing conversations so you negotiate from strength.
Budgeting and accountability
Annual budgets get built from operational reality, then tracked against actuals with variances explained rather than excused.
Big-decision modeling
Acquisitions, new locations, major hires, and equipment fleets get modeled before you commit, with downside cases included honestly.
How it works
The engagement, step by step
Step
Deep-dive assessment
We analyze your financials, unit economics, and goals to establish a baseline and identify the highest-impact areas first.
Step
Framework build
Forecasts, dashboards, and reporting structures get created and tuned to your operation during the opening months.
Step
Monthly operating cadence
A standing session covers results, forecast updates, and the decisions in front of you, with clear actions assigned.
Step
Quarterly strategic review
We step back from the month-to-month, measure progress against the annual plan, and reset priorities as conditions change.
FAQ
Fractional CFO, common questions
How is a fractional CFO different from my accountant?
An accountant tells you accurately what happened. A CFO helps you decide what to do next, using forecasts, models, and operating analysis. Because our firm can provide both functions, the strategy is always built on numbers we know are right, which is rarely true when the roles live in separate firms.
How much of your time do we get?
Engagements are structured around a monthly rhythm of analysis, a working session, and on-call access between meetings, scaled to your complexity. We define the cadence explicitly during scoping so expectations are concrete on both sides, and it can flex as the business grows or a major project hits.
Can you help us get a loan or line of credit?
Yes, and this is one of the most common reasons clients start. Lenders respond to credible projections, clean statements, and an advisor who speaks their language. We assemble the package, pressure-test the numbers, and join the meetings so your request is taken seriously the first time.
Is our company too small for this?
Possibly, and we will tell you honestly if so. Businesses under about a million in revenue usually get more value from monthly accounting and periodic advisory sessions. When the decision stakes grow past what those cover, stepping up to a CFO engagement is a natural progression we can time together.
Related services
Let's talk about fractional cfo
One conversation with a CPA who knows your industry can change the trajectory of your year. Schedule a strategy session, bring your questions, your last return, and thirty minutes.